All vikisMoney
7 Tips pages in Money.
- Cancel a Subscription Right After You Buy ItWe rate this tip A tier: cancel a paid subscription the minute you buy it and you keep what you paid for until the period ends, with no renewal charge later. Google Play, Netflix and Spotify say so on their help pages; free trials are the exception, and Apple words it less plainly.
- Cloud Mining Contract LossesWe rate this tip S tier: read a cloud mining contract's maintenance fee and termination clauses before paying. George Vanous paid $30,846 for one in Nov 2017 and it returned 0.64 bitcoin, worth about $4,500, before the fee swallowed the payouts.
- Crypto Margin Trading Without a Stop LossWe rate this tip S tier: a borrowed crypto position with no preset exit can lose more in an hour than a careful year earns. George Vanous's notes record $90,000 lost on Nov 25, 2020 and a position $1 million in the red on May 13, 2021. One person's losses, not advice.
- Dubai Mortgage for the Self-EmployedWe rate this tip A tier: a self-employed borrower in Dubai is priced on the bank's valuation and the bank's view of the income, not on the purchase price. George Vanous's notes record a 4.0 million apartment valued at 3.2 million, and the rates and conditions he was quoted from 2019 to 2023.
- UAE Credit Card CashbackWe rate this tip A tier: add up what your card really paid before you believe its headline rate. George Vanous's notes record AED 1,545,811.16 of spend earning 11,021 points, 0.71%, and 0.2% on school fees; the banks' own pages confirm the category rates behind that today.
- USD to AED Rates at Dubai BanksWe rate this tip S tier: the dirham is pegged at 3.6725 to the dollar, so every quote can be scored against one number, and asking moves it. George Vanous's notes log quotes from 3.60 to 3.6713 between 2022 and 2025, and one phone call on a CAD 800,000 conversion worth AED 48,000.
- Wio Bank ReviewWe rate this tip A tier: Wio Credit pays 2% cashback on most spending but 0.5% on government, utility and real estate payments, capped at AED 2,500 a month. George Vanous's notes from Nov 2024 to mid 2025 list every limit he met after moving his banking there, checked against Wio's documents today.